Commercial Property Insurance Facts
Not all commercial property insurance is the same. Some policies exclude crucial coverage that you might overlook, or worse, your agent might miss. That’s why you need to work with an expert. At DSI Agency, we specialize in Florida commercial property insurance. We ensure you get the best coverage from the start.
Your policy covers your building, furniture, and equipment. Most importantly, it safeguards your income if business operations are interrupted. It also insures additional buildings on your property and protects the inventory you hold for sale. It even covers others’ property stored at your location, as well as your signs.
Florida Commercial Property Insurance Covers Certain Damages
Florida commercial property insurance protects your business from unexpected losses. It covers your building, business personal property, and inventory. If an interruption occurs, business income coverage keeps your revenue steady. Additionally, this policy insures other structures, signage, and property belonging to others on your site. At DSI Agency, we tailor protection to fit your business. Your peace of mind is our priority.
You Are Always Protected With DSI
We understand that every business is unique. That’s why our agents collaborate closely with you. Most importantly, we create coverage that matches your specific needs. Your business deserves tailored protection, and DSI provides it.
How Are Commercial Property Insurance Rates Determined?
Geographic Location: The location of your property plays a huge role in determining risk. Specifically, a building in Florida faces a higher risk of hurricanes, while properties in Alabama or Georgia face greater risks from tornadoes.
Construction Type: The materials used to construct your building can affect insurance costs. Steel, brick, or fire-resistant materials usually result in lower premiums. In contrast, wooden buildings often incur higher costs. Additionally, new buildings enjoy lower insurance rates because of modern construction standards.
Protection Class & Devices: Being close to fire services and having safety devices like fire and burglar alarms can reduce your insurance rates. Furthermore, installing a sprinkler system adds an extra layer of protection and can further lower your costs.
Occupancy: The type of business that operates in the building impacts the insurance rate. Specifically, insurance companies consider restaurants higher risk due to the potential for fires, whereas they view an accounting office as presenting a lower risk.
We consider all these factors to give you the best rates and coverage, regardless of the type of property you own. Furthermore, our expert agents commit to keeping your business secure, allowing you to focus on what you do best.
Which Types of Commercial Property Does the Coverage Include?
DSI Agency manages every type of commercial property. Specifically, we cover everything from large commercial buildings to cozy offices. Whether you own a towering downtown office or a small storefront, we design coverage that meets your unique needs.
We understand that you rely on your business for your livelihood. Therefore, our policies provide the best protection at rates that suit your needs. Most importantly, no property is too big or too small. Our expert agents will find the right solution, tailored just for you. Your peace of mind remains our priority, and we’re here to ensure that you protect every corner of your business.
Are You Ready to Protect Your Property?
DSI Agency simplifies and streamlines Florida commercial property insurance. Our experts guide you through every step, helping you understand your options and ensuring you get the coverage that fits your business perfectly. Most importantly, our team dedicates itself to protecting what matters most to you.
Secure your business’s future with the right property insurance plan. Don’t wait! Complete your application or contact us today to find out how we can protect your property. Your business deserves the best, and we are here to deliver it.
The time is now! Contact us today and discover how we can safeguard your business. With DSI Agency, you will receive the best protection at rates that suit you. Your Florida business and property deserve the best, and we are here to serve.